Chapter - 1

āĻ…āϧ্āϝাāϝ় - ā§§

MONEY AND BANKING

āϧāύ āφ⧰ু āĻŦেāĻ™্āĻ•িং



EXERCISE -

āĻŦ্āϝা⧟াāĻŽ -

Very short answer type question :

āĻ…āϤি āϚুāϟি āωāϤ্āϤ⧰ āĻĒ্ā§°āĻ•াā§°ā§° āĻĒ্ā§°āĻļ্āύ :

1. What is barter?

ā§§/ āĻŦিāύিāĻŽāϝ় āĻ•ি?

Ans.

2. What is money?

⧍/ āϟāĻ•া āĻ•ি?

Ans.


3. Mention one important function of money.

ā§Š/ āϧāύ⧰ āĻāϟা āĻ—ুā§°ুāϤ্āĻŦāĻĒূā§°্āĻŖ āĻ•াā§°্āϝ্āϝ āωāϞ্āϞেāĻ– āϕ⧰া।

Ans.

4. Give an example of non-legal tender money

ā§Ē/ āĻ…-āφāχāύী āύিāĻŦিāĻĻাā§° āϧāύ⧰ āωāĻĻাāĻšā§°āĻŖ āĻĻিāϝ়া

Ans.


5. What is representative paper money?

ā§Ģ/ āĻĒ্ā§°āϤিāύিāϧি āĻ•াāĻ—āϜ⧰ āϧāύ āĻ•ি?

Ans.


6. What is a bank?

ā§Ŧ/ āĻŦেংāĻ• āĻ•ি?

Ans.


7. In which year was the Reserve Bank of India set up?

ā§­) āĻ­াā§°āϤীāϝ় ā§°িāϜাā§°্āĻ­ āĻŦেংāĻ• āĻ•োāύ āĻŦāϛ⧰āϤ āϏ্āĻĨাāĻĒāύ āϕ⧰া āĻšৈāĻ›িāϞ ?

Ans.


8. What is current deposit?

ā§Ž/ āĻŦā§°্āϤāĻŽাāύ⧰ āϜāĻŽা āϧāύ āĻ•ি?

Ans.

Short answer type questions :

āϚুāϟি āωāϤ্āϤ⧰⧰ āϧ⧰āĻŖā§° āĻĒ্ā§°āĻļ্āύ :

1. How does the lack of double coincidence of wants create problems in the barter system?

ā§§/ āĻŦিāϚ⧰াā§° āĻĻুāĻ—ুāĻŖ āĻ•াāĻ•āϤāϞীāϝ়āϤাā§° āĻ…āĻ­াā§ąে āĻŦিāύিāĻŽāϝ় āĻŦ্āĻ¯ā§ąāϏ্āĻĨাāϤ āĻ•েāύেāĻ•ৈ āϏāĻŽāϏ্āϝাā§° āϏৃāώ্āϟি āϕ⧰ে?

Ans.


2. What is meant by store of value?

⧍/ āĻŽূāϞ্āϝ⧰ āϏংā§°āĻ•্āώāĻŖ āĻŦুāϞিāϞে āĻ•ি āĻŦুāϜোā§ąা āĻšāϝ়?

Ans.

3. Which characteristic of money is the most important one and why?

ā§Š/ āϟāĻ•াā§° āĻ•োāύāϟো āĻŦৈāĻļিāώ্āϟ্āϝ āφāϟাāχāϤāĻ•ৈ āĻ—ুā§°ুāϤ্āĻŦāĻĒূā§°্āĻŖ āφ⧰ু āĻ•িāϝ়?

Ans.


4. What is liquidity of money?

ā§Ē/ āϧāύ⧰ āϞিāĻ•ুāχāĻĄিāϟি āĻ•ি?

Ans.


5.'Money is the common unit of measurement of the value of goods and services.' Explain.

ā§Ģ.'āϟāĻ•া āĻšৈāĻ›ে āϏাāĻŽāĻ—্ā§°ী āφ⧰ু āϏেā§ąাā§° āĻŽূāϞ্āϝ āϜোāĻ–াā§° āϏাāϧাā§°āĻŖ āĻāĻ•āĻ•।' āĻŦ্āϝাāĻ–্āϝা āϕ⧰া.

Ans.


6. What is the difference between limited and unlimited legal tender?

ā§Ŧ/ āϏীāĻŽিāϤ āφ⧰ু āϏীāĻŽাāĻšীāύ āφāχāύী āϧāύ⧰ āĻŽাāϜāϤ āĻĒাā§°্āĻĨāĻ•্āϝ āĻ•ি?

Ans.


7. What are the functions of the Regional Rural Banks?

ā§­/ āφāĻž্āϚāϞিāĻ• āĻ—্ā§°াāĻŽ্āϝ āĻŦেংāĻ•āϏāĻŽূāĻšā§° āĻ•াāĻŽ-āĻ•াāϜ āĻ•ি āĻ•ি?

Ans.


8. How are the Non Banking Financail Institutions different from the banks?

ā§Ž/ āύāύ āĻŦেংāĻ•িং āĻŦিāϤ্āϤীāϝ় āĻĒ্ā§°āϤিāώ্āĻ াāύāϏāĻŽূāĻš āĻŦেংāϕ⧰ āĻĒā§°া āĻ•েāύেāĻ•ৈ āĻĒৃāĻĨāĻ•?

Ans.


Long answer type questions:

āĻĻীāϘāϞীāϝ়া āωāϤ্āϤ⧰⧰ āϧ⧰āĻŖā§° āĻĒ্ā§°āĻļ্āύ:

1. Explain four demerits of the barter system.

ā§§/ āĻŦিāύিāĻŽāϝ় āĻŦ্āĻ¯ā§ąāϏ্āĻĨাā§° āϚাā§°িāϟা āĻĻোāώ āĻŦ্āϝাāĻ–্āϝা āϕ⧰া।

Ans.


2. Explain any four characteristics of money.

⧍) āϟāĻ•াā§° āϝিāĻ•োāύো āϚাā§°িāϟা āĻŦৈāĻļিāώ্āϟ্āϝ āĻŦুāϜাāχ āĻĻিāϝ়া।

Ans.


3. Explain four major functions of money.

ā§Š) āϧāύ⧰ āϚাā§°িāϟা āĻĒ্ā§°āϧাāύ āĻ•াā§°্āϝ্āϝ āĻŦ্āϝাāĻ–্āϝা āϕ⧰া।

Ans.


4. Is cheque money? Give reasons for your answer.

ā§Ē/ āϚেāĻ• āϟāĻ•া āύেāĻ•ি? āφāĻĒোāύাā§° āωāϤ্āϤ⧰⧰ āĻ•াā§°āĻŖ āĻĻিāϝ়āĻ•।

Ans.


5. Mention four problems associated with money.

ā§Ģ) āϟāĻ•াā§° āϞāĻ—āϤ āϜāĻĄ়িāϤ āϚাā§°িāϟা āϏāĻŽāϏ্āϝাā§° āĻ•āĻĨা āωāϞ্āϞেāĻ– āϕ⧰া।

Ans.


6. Explain any four functions of the Central Bank.

ā§Ŧ) āĻ•েāύ্āĻĻ্ā§°ীāϝ় āĻŦেংāϕ⧰ āϝিāĻ•োāύো āϚাā§°িāϟা āĻ•াā§°্āϝ্āϝ⧰ āĻŦিāώāϝ়ে āĻŦ্āϝাāĻ–্āϝা āϕ⧰া।

Ans:

7. Explain any two major functions of the commercial banks.

ā§­) āĻŦাāĻŖিāϜ্āϝিāĻ• āĻŦেংāϕ⧰ āϝিāĻ•োāύো āĻĻুāϟা āĻĒ্ā§°āϧাāύ āĻ•াā§°্āϝ্āϝ⧰ āĻŦিāώāϝ়ে āĻŦ্āϝাāĻ–্āϝা āϕ⧰া।

Ans.


8. Briefly explain any two functions of each of the following:

ā§Ž) āϤāϞāϤ āĻĻিāϝ়া āĻĒ্ā§°āϤিāϟোā§° āϝিāĻ•োāύো āĻĻুāϟা āĻ•াā§°্āϝ্āϝ⧰ āĻŦিāώāϝ়ে āϚāĻŽুāĻ•ৈ āĻŦ্āϝাāĻ–্āϝা āϕ⧰া: (i) IDBI,  (āφāχ āĻĄি āĻŦি āφāχ,) (ii) RRBs, ( āφ⧰ āφ⧰ āĻŦি āϏāĻŽূāĻš,) (iii) NABARD, (āύাāĻŦাā§°্āĻĄ) (iv) SIDBI (āϚিāĻĄāĻŦি)

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Question Type By - Kishor Nath


Post ID : DABP002323